children simpanan for d future

Dalam masa 10 tahun akan dtg tataulaaa mcm mana d childrenn's future world will be...but for sure d nilai takkan sama dgn today...alhamdulillah we are glad we started it young...with few simpanan hasil titik peluh sdn bhd utk masa depan anak-anak..mmg agak perit sket or people say "payah" nak berjimat but its for their future..for us we did not spend unnecessary on branded items ( clothes, watches, shoes,etc)  for the children or branded toys etc so that they can have a better future..insya'allah

  Antara simpanan utk masa depan yang insya'allah akan membawa pulangan utk masa dpn anak-anak :-


1) insurance + education fund = Provide the best coverage for the children..besides health insurance it also acts as simpanan for masa depan anak-anak..macam 2 in 1 laa..bila the children tak sihat or need to be admitted to the hospital...we need not to worried to bring them for the BEST treatment..for us EDUCATION and HEALTH is our prirority..and alhamdulillah we are happy for the coverage under the insurance that we currently enrolled.. the children will be covered until they achieve 21 years old and after that it will automatically change to adult fund..so it will be a continual process..and for the 3rd coming baby also we had purchase the insurance ...talk about starting awal.. ^_^...and once the baby is delivered ( insya'allah in few weeks time ) kalau kena admit sbb jaundice etc dah boleh claim back dahh for full amount..talk about money saving:-))))


2) unit trust = believe me malabur dalam unit trust membawa pulangan yg tinggi compared to simpan dlm fixed deposit provided u let the money grow...maksudnya once u invest let it grow for maybe 3-5 years and kalau ada rezki duit lebih tambahlaa pelaburan..its some sort of saving juga for the children..janganlaa invest then xsampai setahun asik nak keluar duit tsb pakai...



3) GOLD = yess ini investment yang terbaik..harga emas mahal dah sekarang nie..mau rm200 segram and harga emas tak akan turun..it will continue to increase and increase.. ..


 So open your mind...invest wisely.. jangan membazir bazir berbelanja yang bukan -bukan unless you memang  banyak duit sangat tak kisah laa..